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Start a ‘Shubh’ Banking Journey with Shubh Savings Account.

This is your everyday-spend account! Use this for your daily UPI transactions.

Shubh Savings Account

Why Choose a Shubh Savings Account?

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icon-mp_2-1-2026-03-16-18-36-52

#FikarNot UPI Experience

Enjoy hassle-free everyday UPI transactions by linking your account to the FinoPay App.
Zero Balance

Zero Balance Account

Do not worry about maintaining a monthly average balance on your account and enjoy hassle-free banking experience.
earn-interest_5

Interest Rate up to 7.60%* Per Annum

An interest rate up to 7.60%* on your savings to give your dreams aspirational wings.
Zero Balance

Zero Balance Account

Do not worry about maintaining a monthly average balance on your account and enjoy hassle-free banking experience.
earn-interest_5

Interest Rate up to 7.60%* Per Annum

An interest rate up to 7.60%* on your savings to give your dreams aspirational wings.
Hatho-hath RuPay Platinum Debit Card Icon

Hatho-hath RuPay Platinum Debit Card

Easily deposit, withdraw, or transfer funds Shop on E-commerce sites and in malls with RuPay debit card
icon-mp_2-1-2026-03-16-18-36-52

#FikarNot UPI Experience

Enjoy hassle-free everyday UPI transactions by linking your account to the FinoPay App.
Zero Balance

Zero Balance Account

Do not worry about maintaining a monthly average balance on your account and enjoy hassle-free banking experience.
earn-interest_5

Interest Rate up to 7.60%* Per Annum

An interest rate up to 7.60%* on your savings to give your dreams aspirational wings.
Zero Balance

Zero Balance Account

Do not worry about maintaining a monthly average balance on your account and enjoy hassle-free banking experience.
earn-interest_5

Interest Rate up to 7.60%* Per Annum

An interest rate up to 7.60%* on your savings to give your dreams aspirational wings.
Hatho-hath RuPay Platinum Debit Card Icon

Hatho-hath RuPay Platinum Debit Card

Easily deposit, withdraw, or transfer funds Shop on E-commerce sites and in malls with RuPay debit card

Interest Rate and Key Charges

Interest Rate

Interest on Balances in Fino Payments Bank Savings Account

Rate
1.5% p.a.
Condition
up to ₹1 lakh
Rate
4.50% p.a.
Condition
above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakh.

See detailed rate of interest

Key charges

Annual Plan fee
₹423 + GST
Debit Card Issuance and Annual Maintenance Charges
Zero
SMS Alert Charges
5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)
View Details

FAQs

  1. You can apply for a Fino Savings Account through any of the following channels:

    • Visit our Fino Payments Bank Branch
    • Visit your nearest Fino Points by giving a missed call to 78777 88977
    • Fill the form on our website
  2. To open an account you need mobile number linked with Aadhaar and the following documents:

    • Aadhaar Card
    • PAN Card
  3. Yes, you will be able to receive Aadhaar benefits in your account. To receive the benefits, please visit the branch and request for Aadhaar seeding to ensure that the benefits coming to the Aadhaar number flow into your account.

  4. Yes, you can change your type of savings account. Please visit the branch to change your savings account variant.

  5. The bank will send the customers a monthly e-mail statement of account free of cost. If you require a physical statement at any point of time, then you can collect it from the branch for nominal charges.

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.

+91

FinoPay Savings Account

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Suvidha SA 387x180_2_0

Suvidha Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.75%* Per Annum
  3. check#FikarNot Aadhaar Seeding for Government schemes
Bhavishya SA 387x180_2

Bhavishya Savings Account

  1. check#FikarNot UPI experience
  2. checkHatho-hath RuPay Platinum Debit Card
  3. checkZero Balance Account
  4. checkInterest Rate up to 7.75%* Per Annual
Saral Salry Account 387x180_0

Saral Salary Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.75%* Per Annum
  3. checkHatho-hath RuPay Platinum Debit Card
Most Popular
FinoPay SA 387x180_2

FinoPay Savings Account

  1. checkDigital savings account for everyday spends
  2. check#FikarNot UPI experience
  3. checkZero monthly average balance requirement
  4. checkRuPay Platinum Debit Card
Gati-SA--387-x-180

Gati Savings Account

  1. checkOpen your savings account with just ₹100*
  2. checkGet instant UPI ID for real-time transfers
  3. checkZero balance account – no monthly balance tension!
  4. checkUse for savings, salary credit & govt. benefits
Gullak-Web-Banner-387-x-180_2

Gullak Savings Account

  1. checkNo Annual Fees
  2. checkFree Cash Deposits
  3. checkHatho Hath Debit Card With 7* Free ATM Transactions
  4. checkRuPay Insurance Cover Upto ₹2 lakh
Womans-Account_Thumbnail-387-x-180_6

Women Savings account

  1. checkBenefits worth ₹50,000
  2. checkUnlimited ATM Withdrawals
  3. check24x7 Priority Assistance
  4. checkDesigner debit card
Jan SA 387x180_0

Jan Savings Account

  1. checkZero Balance Requirement
  2. check#FikarNot UPI experience
  3. checkInterest rate up to 7.75%* per Annum
Aarambh SA 387x180_1_0

Aarambh Savings Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.75%* Per Annum
  3. check#FikarNot Aadhaar Seeding for Government schemes
Suvidha SA 387x180_2_0

Suvidha Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.75%* Per Annum
  3. check#FikarNot Aadhaar Seeding for Government schemes
Bhavishya SA 387x180_2

Bhavishya Savings Account

  1. check#FikarNot UPI experience
  2. checkHatho-hath RuPay Platinum Debit Card
  3. checkZero Balance Account
  4. checkInterest Rate up to 7.75%* Per Annual
Saral Salry Account 387x180_0

Saral Salary Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.75%* Per Annum
  3. checkHatho-hath RuPay Platinum Debit Card
Most Popular
FinoPay SA 387x180_2

FinoPay Savings Account

  1. checkDigital savings account for everyday spends
  2. check#FikarNot UPI experience
  3. checkZero monthly average balance requirement
  4. checkRuPay Platinum Debit Card
Gati-SA--387-x-180

Gati Savings Account

  1. checkOpen your savings account with just ₹100*
  2. checkGet instant UPI ID for real-time transfers
  3. checkZero balance account – no monthly balance tension!
  4. checkUse for savings, salary credit & govt. benefits
Gullak-Web-Banner-387-x-180_2

Gullak Savings Account

  1. checkNo Annual Fees
  2. checkFree Cash Deposits
  3. checkHatho Hath Debit Card With 7* Free ATM Transactions
  4. checkRuPay Insurance Cover Upto ₹2 lakh