Receive scholarship subsidies directly into the bank account and enjoy effortless banking transactions.
/fino/media/media_files/2026/04/10/bhavishya-banner-2026-04-10-10-55-51.png)
/fino/media/media_files/2026/04/10/bhavishya-banner-2026-04-10-10-55-51.png)
/fino/media/media_files/2026/04/08/aadhaar-2026-04-08-19-39-50.webp)
/fino/media/post_attachments/sites/default/files/2024-03/icon-mp.jpg){kind=icon}
/fino/media/post_attachments/sites/default/files/2024-02/Debit%20Card%20Icon_3.png)
/fino/media/media_files/2026/04/09/zero-balance-2026-04-09-12-41-36.png)
Interest on Balances in Fino Payments Bank Savings Account
Sweep account facility available with partner bank for balances above ₹2 lakh.
See Detailed Rate Of InterestYou can apply for a Fino Savings Account through any of the following channels:
To open an account you need the following documents:
Yes, you will be able to receive Aadhar benefits in your account. To receive the benefits, please visit the branch and request for Aadhaar seeding to ensure that the benefits coming in to the Aadhaar number flow into your account.
No. Since this is a minor savings account. This account will automatically change from Bhavishya Savings Account to Shubh Savings Account after the account holder turns 18 years old.
The bank will send the customers a monthly e-mail statement of account free of cost. If you require a physical statement at any point of time, then you can collect it from the branch for nominal charges.
Minor savings account is a savings variant for children aged between 10 years to 17 years & 9 months. Minor account is named “Bhavishya” savings account.
At max, only 3 minors are allowed to open a minor savings account under each parent.
The minor savings account can be opened through E-KYC mode only.
Upon minors turning major, the customer has to do a Re-KYC and can choose their preferred Savings Account. If not chosen, the account will automatically change to a 'Shubh Savings Account'.
Yes, DBT facility can be availed through a minor savings account. Minors can get scholarships in their Bhavishya savings account.
PAN card / Form 60, Aadhar card and a valid mobile number are mandatory requirements to open a minor savings account.
Yes, the parent’s mobile number must be different from the registered mobile number of the minor.
Yes, the parent has to give consent through OTP authentication to open a minor savings account.
Yes, the minor account comes with a debit card with no issuance or annual charges. Only ATM transactions are allowed.
Yes, in case of reissuance of debit card charges will be levied to the customer. Refer to the schedule of charges for more detail.
The overall limit for deposit is to remain ₹50,000 and no sweep facility will be provided for a minor savings account.
The minor will have view only rights from FinoPay Application.
The minor can open an account only if the bio authentication is updated in the UIDAI base.
Fill the form below to apply for savings account. Our representative will get in touch with you soon.
/fino/media/post_attachments/sites/default/files/2024-02/Aarambh%20SA%20387x180_5.jpg)
Zero Balance Requirement Interest rate up to 7.75%* Per Annum #FikarNot Aadhaar Seeding for Government schemes /fino/media/post_attachments/sites/default/files/2024-03/Suvidha%20SA%20387x180_4.jpg)
Zero Balance Requirement Interest rate up to 7.75%* Per Annum #FikarNot Aadhaar Seeding for Government schemes /fino/media/post_attachments/sites/default/files/2025-07/Saral%20Salry%20Account%20387x180_0.jpg)
Zero Balance Requirement Interest rate up to 7.75%* Per Annum Hatho-hath RuPay Platinum Debit Card /fino/media/post_attachments/sites/default/files/2024-02/FinoPay%20SA%20387x180_4.jpg)
#FikarNot UPI experience RuPay Platinum Debit Card Zero monthly average balance requirement Digital Savings account for everyday spends /fino/media/post_attachments/sites/default/files/2025-10/Gati-SA--387-x-180_6.png)
Open your savings account with just ₹100* Get instant UPI ID for real-time transfers Zero balance account – no monthly balance tension! Use for savings, salary credit & govt. benefits /fino/media/post_attachments/sites/default/files/2025-07/Shubh-SA-387x180_3.png)
#FikarNot UPI experience Hatho-hath RuPay Platinum Debit Card Zero monthly average balance requirement Interest rate up to 7.75%* per annum /fino/media/post_attachments/sites/default/files/2024-11/Gullak-Web-Banner-387-x-180.jpg)
No Annual Fees Free Cash Deposits Hatho Hath Debit Card With 7* Free ATM Transactions RuPay Insurance Cover Upto ₹2 lakh /fino/media/post_attachments/sites/default/files/2024-11/Womans-Account_Thumbnail-387-x-180_5.jpg)
Benefits worth ₹50,000 Unlimited ATM Withdrawals 24x7 Priority Assistance Designer debit card /fino/media/post_attachments/sites/default/files/2024-03/Payments%20387x180_4.jpg)
RuPay Platinum debit card with accidental Insurance up to ₹2 lakh #FikarNot UPI experience Zero Balance Requirement Interest rate up to 7.75%* Per Annum Zero Balance Requirement Interest rate up to 7.75%* Per Annum #FikarNot Aadhaar Seeding for Government schemes Zero Balance Requirement Interest rate up to 7.75%* Per Annum #FikarNot Aadhaar Seeding for Government schemes Zero Balance Requirement Interest rate up to 7.75%* Per Annum Hatho-hath RuPay Platinum Debit Card #FikarNot UPI experience RuPay Platinum Debit Card Zero monthly average balance requirement Digital Savings account for everyday spends Open your savings account with just ₹100* Get instant UPI ID for real-time transfers Zero balance account – no monthly balance tension! Use for savings, salary credit & govt. benefits #FikarNot UPI experience Hatho-hath RuPay Platinum Debit Card Zero monthly average balance requirement Interest rate up to 7.75%* per annum 
Login To Net Banking