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#Fino hai toh FikarNot

Open FinoPay Zero Balance Account for Everyday Banking

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Why Choose FinoPay Digital Savings Account?

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Bill-Payment--Icon

Instant & Free Bill Payments

Pay any utility bills & recharges without any additional cost.
Instant-Account-Opening-icon-

Instant Account Opening

Open your savings account from the comfort of your home.
Zero Balance

Zero Balance Account

No minimum balance requirement
Instant-Account-Opening-icon-

Instant Account Opening

Open your savings account from the comfort of your home.
Zero Balance

Zero Balance Account

No minimum balance requirement
icon-mp_2-1-2026-03-16-18-36-52

#Fikar Not UPI Experience

Secured UPI handle for your everyday transactions
Bill-Payment--Icon

Instant & Free Bill Payments

Pay any utility bills & recharges without any additional cost.
Instant-Account-Opening-icon-

Instant Account Opening

Open your savings account from the comfort of your home.
Zero Balance

Zero Balance Account

No minimum balance requirement
Instant-Account-Opening-icon-

Instant Account Opening

Open your savings account from the comfort of your home.
Zero Balance

Zero Balance Account

No minimum balance requirement
icon-mp_2-1-2026-03-16-18-36-52

#Fikar Not UPI Experience

Secured UPI handle for your everyday transactions

Interest Rate and Key Charges

Interest Rate

Interest on balances in Fino Payments Bank Savings Account

Rate
1.5% p.a.
Condition
upto ₹1 Lakh
Rate
4.50% p.a.
Condition
above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakh.

See Detailed Rate of Interest

Key Charges

Annual Plan Fee (1st year)
: ₹423 + GST
Annual Plan Fee (Renewal-from 2nd year) onwards
: ₹423 + GST
View Details

FAQ

  1. We offer multiple methods to track your FinoPay Savings Account. Here are a few ways you can do it:

    • Mobile App (To download the App click on link - Play Store or App Store)
    • WhatsApp Banking (Chat with us on 8657008036) 
    • Monthly Account statements sent to your registered email ID
  2. Click below link to upgrade your account instantly or login to our App and click on Upgrade Account.

    Through App - Android or iOS

  3. Account opening is currently allowed only in ‘Single’ mode of operation.

  4. Free Personalised RuPay Platinum Debit Card loaded with exciting offers and benefits. Click here to know more about our debit card offers.

  5. In case you have opened a minimum KYC account (Just with Aadhaar OTP and PAN), you need to upgrade your account within 360 days or else the account would be closed automatically.

    • Higher transaction limits
    • Full-service banking access
    • Better security and verification
    • Cashback and rewards
  6. No, the phone number has to be linked to Aadhaar for opening a FinoPay Savings Account.

  7. When you appoint a person as your nominee, the nomination enables the nominee to receive the account proceeds in the event of your untimely death, without the need to produce any legal evidence of title to your estate. You may nominate any person as your nominee.

  8. FATCA stands for the Foreign Account Tax Compliance Act. RBI has made FATCA declaration mandatory for all bank account holders in India. FATCA is a self-certification provided by the bank account holders about their tax residence for their compliance with FATCA.

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.

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