It is a savings account having a quarterly plan fee, designed for customer’s convenience. It offers instant account opening through e-KYC, default UPI ID for seamless transactions, and smart saving features to help you grow your money effortlessly.

You can open an account at just ₹100.

The customer will be charged ₹50 at a quarterly frequency, on 1st of every quarter post account opening.

Any individual above 18 years having a valid PAN or Form 60 and Aadhaar Card can open Gati Savings Account through e-KYC mode.

No, Gati Savings Accounts is a zero balance account, meaning you are not required to maintain any minimum balance.

Please visit the Fino Bank Branch or Fino Merchant Point to open a Gati Savings Account. The process is 100% paperless for e-KYC based account and the account opening process takes only a few minutes.

Below are the benefits of Gati Savings Account:                 

• Instant digital account opening through e-KYC
• Default UPI ID creation on account activation
• Zero Balance account
• High interest on savings with Sweep facility
• Optional debit card at a nominal fee
• Mobile banking access
• Higher transaction limits

Customer can opt for debit card at additional charges. Please refer to the product’s Schedule of Charges updated for Gati Savings for debit card charges.

Please refer to the product’s Schedule of Charges updated for Gati Savings for details on charges.

Yes, Gati Savings Account offers competitive interest rates based on your balance slab and paid on a monthly basis. You can also earn higher interest rates on your balances above ₹2 lakh with our partner bank’s Sweep facility.