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Start a Hassle-Free Salary Processing Journey with Saral Salary Account!

Saral Salary Account offers organizations a seamless and convenient way to process the salaries of their employees. Open salary accounts for your employees and let them enjoy a comprehensive range of services to meet their daily banking requirements.

Saral Banner

Why Choose a Saral Salary Account?

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Zero Balance

Zero Balance Requirement

Receive income and government benefits in your account without worrying about the monthly average balance.
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Interest Rate up to 7.60%* Per Annum

Enjoy high interest rate on your hard-earned savings.
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Hatho-hath RuPay Platinum Debit Card

Deposit/withdraw/transfer/receive funds. Shop/pay bills and do much more without worrying even a bit across India.

Interest Rate and Key charges

Interest Rate

Interest on Balances in Fino Payments Bank savings account

Rate
1.5% p.a.
Condition
up to ₹1 lakh
Rate
4.50% p.a.
Condition
above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakh.

See Detailed Rate Of Interest

Key Charges

Annual Plan Fee and Annual Maintenance Charges
NA
Debit Card Issuance Charges
₹ 338 + GST
SMS Alert Charges
5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)
View Details

FAQs

  1. Saral Salary Account can be opened by employers for their employees instantly after registering with Fino Payments Bank.

  2. No, this is a zero balance account, so you don't need to maintain a minimum balance.

  3. The Saral Salary Account comes with a Platinum RuPay Debit Card.

  4. You get up to six free ATM transactions per month across all ATMs in India.

  5. Contact the bank immediately to report a lost or stolen card.

  6. Yes, you can use IMPS for instant fund transfer to any bank account in India for a nominal fee.

  7. Yes, you can access internet banking along with mobile banking through the FinoPay App for easy account management.

  8. Yes, you will receive free monthly e-mail statements.

  9. Yes, SMS alerts are available to track your account activity.

  10. Yes, the account offers a sweep-in facility that allows you to earn interest on your daily end-of-day balance (linked to a partner bank). The interest rate can be up to 7.75% p.a.

  11. Yes, the RuPay Platinum Debit Card provides accidental death/permanent disability cover of up to ₹2 Lakh (subject to terms and conditions).

  12. Yes, you can link your Aadhaar card to receive government subsidies (DBT benefits) directly into your account.

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.

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Other Savings Account

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Aarambh SA 387x180_4

Aarambh Savings Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.5%* Per Annum
  3. check#FikarNot Aadhaar Seeding for Government schemes
Suvidha SA 387x180_3

Suvidha Savings Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.5%* Per Annum
  3. check#FikarNot Aadhaar Seeding for Government schemes
Bhavishya SA 387x180_1

Bhavishya Savings Account

  1. check#FikarNot UPI experience
  2. checkHatho-hath RuPay Platinum Debit Card
  3. checkZero Balance Account
  4. checkInterest Rate up to 7.5%* Per Annum
Most Popular
FinoPay SA 387x180_3

FinoPay Savings Account

  1. check#FikarNot UPI experience
  2. checkHatho-hath RuPay Platinum Debit Card
  3. checkZero monthly average balance requirement
  4. check Digital Savings account for everyday spends
Gati-SA--387-x-180_4

Gati Savings Account

  1. checkOpen your savings account with just ₹100*
  2. checkGet instant UPI ID for real-time transfers
  3. checkZero balance account – no monthly balance tension!
  4. checkUse for savings, salary credit & govt. benefits
Shubh-SA-387x180_2

Shubh Savings Account

  1. check#FikarNot UPI experience
  2. checkHatho-hath RuPay Platinum Debit Card
  3. checkZero monthly average balance requirement
  4. checkInterest rate up to 7.75% per annum
Gullak-Web-Banner-387-x-180_4

Gullak Savings Account

  1. checkNo Annual Fees
  2. checkFree Cash Deposits
  3. checkHatho Hath Debit Card With 7* Free ATM Transactions
  4. checkRuPay Insurance Cover Upto ₹2 lakh
Womans-Account_Thumbnail-387-x-180_1

Women's Savings Account

  1. checkBenefits worth ₹50,000
  2. checkUnlimited ATM Withdrawals
  3. check24x7 Priority Assistance
  4. checkDesigner debit card
Jan SA 387x180_2

Jan Savings Account

  1. checkRuPay Platinum debit card with accidental Insurance up to ₹2 lakh
  2. check#FikarNot UPI experience
  3. checkZero Balance Requirement
  4. checkInterest rate up to 7.75%* Per Annum
Aarambh SA 387x180_4

Aarambh Savings Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.5%* Per Annum
  3. check#FikarNot Aadhaar Seeding for Government schemes
Suvidha SA 387x180_3

Suvidha Savings Account

  1. checkZero Balance Requirement
  2. checkInterest rate up to 7.5%* Per Annum
  3. check#FikarNot Aadhaar Seeding for Government schemes
Bhavishya SA 387x180_1

Bhavishya Savings Account

  1. check#FikarNot UPI experience
  2. checkHatho-hath RuPay Platinum Debit Card
  3. checkZero Balance Account
  4. checkInterest Rate up to 7.5%* Per Annum
Most Popular
FinoPay SA 387x180_3

FinoPay Savings Account

  1. check#FikarNot UPI experience
  2. checkHatho-hath RuPay Platinum Debit Card
  3. checkZero monthly average balance requirement
  4. check Digital Savings account for everyday spends
Gati-SA--387-x-180_4

Gati Savings Account

  1. checkOpen your savings account with just ₹100*
  2. checkGet instant UPI ID for real-time transfers
  3. checkZero balance account – no monthly balance tension!
  4. checkUse for savings, salary credit & govt. benefits
Shubh-SA-387x180_2

Shubh Savings Account

  1. check#FikarNot UPI experience
  2. checkHatho-hath RuPay Platinum Debit Card
  3. checkZero monthly average balance requirement
  4. checkInterest rate up to 7.75% per annum