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Enjoy Everyday Banking with Nominal Annual Plan Fee

Enjoy convenient neighborhood banking with the presence of over 20 lakh* Merchant Points at over 97% of India’s districts.

Open An Account
Jan Savings Account

Why Choose a Jan Savings Account?

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Aadhaar

Immediate Account Opening & Aadhar Seeding

Open your account from your nearest Fino Point and get Aadhaar Seeding Facility to receive Government subsidies like LPG subsidies and student scholarships.
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#FikarNot UPI Experience

Enjoy hassle-free transactions on your everyday UPI spends by linking your account to the FinoPay app.
Zero Balance

Zero Balance Requirement

Do not worry about maintaining a monthly average balance on your account and enjoy hassle-free banking experience.

Interest Rate and Key Charges

Interest Rate

Interest on Balances in Fino Payments Bank Savings Account

Rate
1.5% p.a.
Condition
up to ₹1 lakh
Rate
4.50% p.a.
Condition
above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakh.

See Detailed Rate Of Interest

Key Charges

Annual Plan Fee
₹211+ GST
Annual Maintenance Charges
Zero
SMS Alert Charges
5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)
View Details

FAQs

  1. Jan Savings Account is a Annual Plan Fee-based savings account variant offered to customers but without the facility of debit card and no monthly minimum balance commitment.

  2. Annual Plan Fee model is annual charges levied on the account i.e., ₹249 p.a. (including GST). Customers will only need to pay an Annual Plan Fee at time of account activation and on an annual basis as applicable from the next year onwards.

  3. This account can be opened through e-KYC mode only.

  4. Yes, DBT facility can be availed for the Jan Savings Account.

  5. Mobile number, PAN or Form 60, Aadhaar. Age: 18+yrs

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.

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