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Karein Apni Banking Yatra Ka AARAMBH!

A zero balance account, Aarambh savings account has been custom designed for you to receive Government DBT scheme benefits.

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Why Choose Aarambh Savings Account?

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Zero Balance

Zero Balance Requirement

Enjoy deposit/withdrawal/transfer of funds through the convenience of neighbourhood banking without maintaining a minimum balance.
aadhaar-icon-2026-03-16-18-35-19

#FikarNot Aadhaar Seeding

Get Government benefits directly into your bank account without stepping out of your home.

Interest Rate up to 7.60%* Per Annum

Enjoy high rate of interest on your hard-earned savings.

Interest Rate and Key Charges

Interest Rate

Interest on Balances in Fino Payments Bank savings account

Rate
1.5% p.a.
Condition
up to ₹1 lakh
Rate
4.50% p.a.
Condition
above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakhs.

See Detailed Rate Of Interest

Key Charges

Annual Plan Fee
₹ 84 + GST
SMS Alert Charges
5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)
View Details

FAQs

  1. You can apply for a Fino savings account through any of the following channels:

    • Visit our Fino Payments Bank branch
    • Visit your nearest Fino points by giving a missed call to 7877788977
    • Place a request through our website

  2. To open an account you need the following documents:

    • Aadhar Card
    • PAN Card
    • Mobile number linked with Aadhar

  3. Yes, you will be able to receive Aadhar benefits in your account. To receive the benefits, please visit the branch and request for Aadhaar seeding to ensure that the benefits coming in to the Aadhaar number flow into your account.

  4. Yes, you can change your type of savings account. Please visit the branch to change your savings account variant.

  5. The bank will send the customers a monthly e-mail statement of account free of cost. If you require a physical statement at any point of time, then you can collect it from the branch for nominal charges.

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.

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Other Savings Accounts

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Suvidha SA 387x180_5

Suvidha Account

  1. check Zero Balance Requirement
  2. check Free monthly email statements
  3. check #FikarNot Aadhaar Seeding for Government schemes
Bhavishya SA 387x180

Bhavishya Savings Account

  1. check #FikarNot UPI experience
  2. check Hatho-hath RuPay Platinum Debit Card
  3. check Zero Balance Account
  4. check Interest Rate up to 7.75%* Per Annum
Saral Salry Account 387x180

Saral Salary Account

  1. check Zero Balance Requirement
  2. check Interest rate up to 7.75%* Per Annum
  3. check Hatho-hath RuPay Platinum Debit Card
Most Popular
FinoPay SA 387x180_4

FinoPay Savings Account

  1. check #FikarNot UPI experience
  2. check RuPay Platinum Debit Card
  3. check Zero monthly average balance requirement
  4. check Digital Savings account for everyday spends
Gati-SA--387-x-180_5

Gati Savings Account

  1. check Open your savings account with just ₹100*
  2. check Get instant UPI ID for real-time transfers
  3. check Zero balance account – no monthly balance tension!
  4. check Use for savings, salary credit & govt. benefits
Shubh-SA-387x180_3

Shubh Savings Account

  1. check #FikarNot UPI experience
  2. check Hatho-hath RuPay Platinum Debit Card
  3. check Zero monthly average balance requirement
  4. check Interest rate up to 7.75%* per annum
Gullak-Web-Banner-387-x-180_5

Gullak Savings Account

  1. check No Annual Fees
  2. check Free Cash Deposits
  3. check Hatho Hath Debit Card With 7* Free ATM Transactions
  4. check RuPay Insurance Cover Upto ₹2 lakh
Womans-Account_Thumbnail-387-x-180_2

Women Savings account

  1. check Benefits worth ₹50,000
  2. check Unlimited ATM Withdrawals
  3. check 24x7 Priority Assistance
  4. check Designer debit card
Payments 387x180_5

Jan Savings Account

  1. check RuPay Platinum debit card with accidental Insurance cover of up to ₹2 lakhs
  2. check #FikarNot UPI experience
  3. check Zero Balance Requirement
  4. check Interest rate up to 7.75%* Per Annum
Suvidha SA 387x180_5

Suvidha Account

  1. check Zero Balance Requirement
  2. check Free monthly email statements
  3. check #FikarNot Aadhaar Seeding for Government schemes
Bhavishya SA 387x180

Bhavishya Savings Account

  1. check #FikarNot UPI experience
  2. check Hatho-hath RuPay Platinum Debit Card
  3. check Zero Balance Account
  4. check Interest Rate up to 7.75%* Per Annum
Saral Salry Account 387x180

Saral Salary Account

  1. check Zero Balance Requirement
  2. check Interest rate up to 7.75%* Per Annum
  3. check Hatho-hath RuPay Platinum Debit Card
Most Popular
FinoPay SA 387x180_4

FinoPay Savings Account

  1. check #FikarNot UPI experience
  2. check RuPay Platinum Debit Card
  3. check Zero monthly average balance requirement
  4. check Digital Savings account for everyday spends
Gati-SA--387-x-180_5

Gati Savings Account

  1. check Open your savings account with just ₹100*
  2. check Get instant UPI ID for real-time transfers
  3. check Zero balance account – no monthly balance tension!
  4. check Use for savings, salary credit & govt. benefits
Shubh-SA-387x180_3

Shubh Savings Account

  1. check #FikarNot UPI experience
  2. check Hatho-hath RuPay Platinum Debit Card
  3. check Zero monthly average balance requirement
  4. check Interest rate up to 7.75%* per annum