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Karein Apni Banking Yatra Ka AARAMBH!

A zero balance account, Aarambh savings account has been custom designed for you to receive Government DBT scheme benefits.

Open An Account
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Why Choose Aarambh Savings Account?

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Zero Balance

Zero Balance Requirement

Enjoy deposit/withdrawal/transfer of funds through the convenience of neighbourhood banking without maintaining a minimum balance.
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#FikarNot Aadhaar Seeding

Get Government benefits directly into your bank account without stepping out of your home.

Interest Rate up to 7.60%* Per Annum

Enjoy high rate of interest on your hard-earned savings.

Interest Rate and Key Charges

Interest Rate

Interest on Balances in Fino Payments Bank savings account

Rate
1.5% p.a.
Condition
up to ₹1 lakh
Rate
4.50% p.a.
Condition
above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakhs.

See Detailed Rate Of Interest

Key Charges

Annual Plan Fee
₹ 84 + GST
SMS Alert Charges
5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)
View Details

FAQs

  1. You can apply for a Fino savings account through any of the following channels:

    • Visit our Fino Payments Bank branch
    • Visit your nearest Fino points by giving a missed call to 7877788977
    • Place a request through our website

  2. To open an account you need the following documents:

    • Aadhar Card
    • PAN Card
    • Mobile number linked with Aadhar

  3. Yes, you will be able to receive Aadhar benefits in your account. To receive the benefits, please visit the branch and request for Aadhaar seeding to ensure that the benefits coming in to the Aadhaar number flow into your account.

  4. Yes, you can change your type of savings account. Please visit the branch to change your savings account variant.

  5. The bank will send the customers a monthly e-mail statement of account free of cost. If you require a physical statement at any point of time, then you can collect it from the branch for nominal charges.

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.

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Shubh Savings Account

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