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Provide Your Business Journey ‘Aspirational Wings’ with Pragati Current Account

Pragati Current Account is an ideal low-cost account specially designed to meet your business needs. The account offers you a host of features that will help you manage your business at lower costs.

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Why Choose a Pragati Current Account?

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Free Cash Deposit Up to ₹5 lakh* Per Month

Enjoy free cash deposit for up to ₹5 lakh* per month on all Fino Points present across 97% of Indian districts.
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Up to ₹4 lakh* Cash Withdrawal Feature

Withdraw cash from your account for your business needs anytime, anywhere at Fino Branches & Fino Points.
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Hatho-hath RuPay Platinum Debit Card

Deposit/ withdraw/ transfer/ receive funds. Shop on E-commerce sites and retail outlets to enjoy exclusive RuPay debit card offers.

Key Charges

Key Charges

Annual Plan Fee
Zero
Debit Card issuance charges and annual maintenance charges
₹ 249+ GST/year
SMS alert charges
5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)

FAQs

  1. Your Pragati Current Account debit card will be activated instantly upon account opening.

  2. The minimum monthly average balance requirement for a Pragati Current Account is ₹2,000.

  3. Cash deposits are free for up to ₹5 lakh* per month.

  4. Cash withdrawals are free and unlimited at Fino Payments Bank branches/Fino Points.

  5. You can instantly transfer funds to any bank account in India through IMPS for a nominal charge.

  6. Yes, you can access your Pragati Current Account anytime, anywhere through our mobile banking app which is FinoPay App and to use services like internet banking and receive monthly e-statements.

  7. Yes, you will receive SMS alerts for every transaction on your Pragati Current Account.

Apply Now

Fill the form below to apply for current account. Our representative will get in touch with you soon.

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